:root{--bg:#ffffff;--ink:#0a2540;--muted:#5b6b7a;--accent:#0bb89d;--line:#e6eef4;}
*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Inter,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:var(--bg)}
.container{max-width:1080px;margin:0 auto;padding:0 20px}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.nav a{margin-left:16px;text-decoration:none;color:var(--ink)}
.brand{display:flex;align-items:center;gap:10px;font-weight:700}
.logo{width:28px;height:28px}
.logo.small{width:22px;height:22px}
.brand-name{letter-spacing:.2px}
.btn{border:1px solid var(--accent);padding:10px 16px;border-radius:8px;text-decoration:none}
.btn.primary{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn.ghost{color:var(--accent);background:transparent}
.btn.small{padding:8px 12px;font-size:.9rem}
.hero{padding:72px 0;background:linear-gradient(180deg,#f7fbfd,transparent)}
.hero h1{font-size:2.2rem;margin:.2rem 0 0}
.hero .note{color:var(--muted);font-size:.9rem;margin-top:10px}
.cta-row{display:flex;gap:12px;margin-top:16px;flex-wrap:wrap}
.how{padding:56px 0}
.how .steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.step{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff}
.num{display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;margin-bottom:8px}
.specialties{padding:56px 0;background:#fcfeff;border-top:1px solid var(--line)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.card{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff}
.disclaimer{color:var(--muted);font-size:.9rem;margin-top:10px}
.trust{padding:56px 0}
.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.policy{background:#f9fdfc}
.about{padding:56px 0;background:#fff;border-top:1px solid var(--line)}
.about-grid{display:grid;grid-template-columns:2fr 1fr;gap:20px}
.site-footer{border-top:1px solid var(--line);padding:20px 0;background:#fff}
.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.footer-links a{margin-left:12px;color:var(--muted);text-decoration:none}
@media (max-width:800px){
  .trust-grid,.about-grid{grid-template-columns:1fr}
}